Need added coverage for damage to your farm and outbuildings?

Need protection for loss to your harvested farm products?

Need extended coverage for your farm machinery and equipment, such as tractors, garden tractors, and power lawn mowers?

Need protection for your property for a power interruption, causing a temperature change?

Need to protect your farm products from damage while in a transit?

Property Protection:

  • Farm dwellings and contents coverage
  • Additional living expense or fair rental value
  • Refrigeration failure for household contents
  • Direct physical loss coverage on farm machinery and farm implements
  • Limited coverage on trees, shrubs, and plants
  • Replacement costs on qualified dwellings
  • Replacement costs on qualified outbuildings
  • Cab glass breakage on machinery and equipment with no deductible
  • Borrowed farm machinery ($10,000 limit subject to special terms)
  • Rental reimbursement on farm machinery
  • Extended coverages on livestock

Liability Protection:

In today's world, lawsuits are a fact of life. Our coverage pays your defense costs and covers court judgments up to your policy limits. Coverage is included for products you raise or sell causing bodily injury or property damage, and reasonable medical expenses to persons injured on your farm.

Coverage Extensions

  • $1,000 in coverage for damage to the property of others
  • Up to the policy limit for incidental custom farming when receipts do not exceed $5,000 in the previous 12 months
  • Personal and advertising liability
  • $25,000 in coverage for bodily injury or property damage by an off-premises chemical drift, non-aircraft
  • Neighborly exchange of labor

Optional Coverages For Added Protection

Property Coverages

  • Broad or special farm coverage for dwellings and personal property
  • Replacement costs on contents
  • Earthquake
  • Collapse of qualified outbuildings
  • Related inland marine coverages
  • Farm interruption, including loss of income and limited extra expense

Liability Coverages

  • Additional residences rented to others
  • Off-premises RV operation
  • Personal medical payments for named persons
  • Incidental operations
  • Office, professional, private school, or studio use

More Key Coverages:

  • Hay forage equipment
  • Scheduled Farm Personal Property – including buildings and livestock
  • Tools and equipment of all kids, including computers
  • Hay, straw, fodder, and other farm personal property you specify
  • Buildings formerly used for farming, now used for storage
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